Leasing a car may or may not give you a lesser monthly payment than a car with a loan. Do you like being able to upgrade your car more often? A lease may afford you to be able to do this more easily than buying and selling - check out the lease options. do you need to buy it outright at end of lease period? I took my previous car out as a leased option, then I bought it after the lease ran out - I was so happy with the car. Since then, we've bought new cars with car loans or aid in full. I don't have a preference either way. Though with the lease, the buying option brought the purchase price way down after lease period was over.