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Sponsor Ad Free and Easy Fundraiser for Your Child’s School - elementary, junior or middle, and high schools Time & Money Saving Tips Below Save Time: Look at grocery ads and figure out the stores near you. Find the deals on food that you want and eat - then map out a round trip covering the various stores you want the deals from - don't buy the more expensive items while you are out at just one store. Do look however, since you do know what the sale price is at another store - sometimes you may be able to beat the sale price. You can also try to bring in the other stores' ads and see if your grocery will honor their prices - may or may not work. Don't make separate trips to each store - wastes time and money. Clean a piece of a room or area each day - spend a few minutes doing a partial cleaning each day and by the end of the week you'll have it done. Don't get stressed out or overwhelmed with getting it all done in one shot. Make a to-do list and check off items on it. If you don't see what you need to deal with, you can easily forget and sometimes it'll be a bigger project later that will take extra time to deal with. Pick up after yourself as you go - don't drop clothes in piles behind you - hang up your coat and put dirties in the dirty clothes hamper or pile. When looking through the closet, put back the hanging clothes you decide not to wear. Same for drawers - don't drop things on the floor instead of putting them back. It will save you a lot of time in cleaning up after yourself. In the kitchen, wash and put away dishes you used for preparation as you go, when you get a lull in the cooking process. Get in a habit of not letting things pile up and you'll save a lot of time. Arrange your shopping and chores into a logical, continuous pattern. Try to map out your areas to go to and follow a path instead of haplessly driving back and forth. If you have different directions to go to, then perhaps arrange to do all in one direction one day and save the other direction for another day. Save on your Holiday shopping - any Holiday! Take advantage of the free shipping offers - you'll save time not having to drive to the store, wait in line, re-fill you gas tank. Rather than running around looking at stores - shop stores online and see if the items you want are
at a local store - or, as in the case of WalMart, shop online and have the items go to your local WalMart
for easy pick-up.
Free Shipping with Site to Store at Walmart online. Make extra at dinnertime - then put the rest away for left-overs to re-heat for another night. Or you can do as one of my friends does - at the end of the week she puts all the various left-overs into a pot with water, and boils it all into a soup, which her family looks forward to - it always tastes different. Make your lunches and plan out your clothes the night before, and set the coffee to go on while you're showering - less stress in the morning. Buy or Sell at LiveDeal Free listings, millions of buyers. So easy to post your goods to a national audience, with no fees (for most categories). Save Money:
Don't Give Up on Your Health. In this economy, when times are tough, it may seem like you should put off medical attention, buying and eating healthy, going to the dentist, etc. Don't! The longer you let things go, the worse your health will be to come back. Call around and ask if there is a doctor or dentist, clinic, or other that you can go to for cheap or set up a payment plan - make some sort of arrangement and go. Eating healthy isn't more expensive in reality - you just need to make better choices. Use whole grain flour instead of white - get it when it's on sale and it's about the same price as white. Get produce when it's on sale. Buy nuts and grains from the bulk area - I paid 25 cents for an amount of wheat germ that costs well more than that in the glass jar. There are bargains if you educate yourself and look for them. Give Up the Desserts and Sweets. The sweets aren't good for you or anyone - offer fruits and maybe a couple graham crackers. You'll be healthier and save tons of money on the sugared and processed foods. Make Your Own Meals and Eat Fresh. It is actually cheaper to buy fresh fruits and vegetables at the grocery when they are on sale - than to buy take-out or frozen dinners, etc. You can make extra amounts and serve as a leftover dinner or send with someone for lunch. Reduce, ReUse, Recycle, Repair. Don't buy so much - buy what you need and can actually use.
At the store, when you see something that has a problem with it, ask if they will work with the price for you. A store will often discount a price for an item with something wrong with it. I have gotten huge discounts on clothes that have a spot or a torn seam, and then when I take it home I clean it or repair it. I recently saw a set of earrings for $70 reduced by 40% on sale. The set I wanted was the only one of its kind, but there was a pair missing on the packet. I asked what they could do on the price and the salesperson gave me an extra 75% off. I paid a little over $10 for the rest of the set (5 instead of the 6 that should have been on it). Look for produce which is borderline and ask if you can have it at reduced cost or even free - them use it that day so it doesn't go down in quality. I have had good luck when looking for a decent vegetable and not finding it - then the manager will give me a raincheck on a sale, or bring out a pre-packaged vegetable that is in good condition and even just given it to me at no cost. Look through coupons and use them when you need something. Once in awhile you can get away with using an expired coupon, but not likely in most cases unless it's particularly a store coupon, but don't expect it. Don't use a coupon just to use a coupon - use it only if it's an item you regularly buy or wish to try, or ends up giving you an item for free. Ditch the rest - you'll spend more money buying stuff you don't need and won't use. Prepare food from scratch if you possibly can. Give up on eating out and on prepared foods. You can save so much money. If you have a blender - buy some yogurt and fruits when on sale, and blend them into a great smoothie for just pennies. Add your own extras, like flax seed, or extra juice, or even some vegetable you can blend in for taste, or other type of nutritious oils or additives. Make your own coffee, and just sprinkle in some cocoa, or cinnamon, or nutmeg, etc. Look for sales on milk and buy for the week at the lowest price. If no sales, you'll likely get a better price at a member club like Sam's or Costco. Sometimes you can save at a Walgreen's type store. Pay attention to prices and walk away when it's not economical. Watch the weekly ads that come out - you can save by comparison shopping, even at the grocery - many times I find I can save a lot by buying some items at Albertsons, others at King Soopers, a few at Safeway, and a few more produce items at Sunflower Farmer's Market - all within a 2 mile distance from my home - I just look at the ads and know where to go for what. Don't get caught up in looking at unneeded items - that's what the stores count on you buying when they entice you in with a deal. Keep a mindset to buy only what produce is on sale at the time - I won't buy produce that is over $1.50/pound, for instance, and lower is better - I just make the week's menues work with what I get. You can also use this tactic at department stores - but some will match a competitor's sale price - so for stores that will match, take the competitor ad or coupon in and ask for the lower sale price. Not all stores do this, but there are stores that do. You just have to ask. If you see a really good sale at a grocery, for example, of an item you regularly use, buy a larger amount and freeze the rest for later use. This works well for blueberries, flour, brocolli, spinach, and more. You can use the frozen produce in baking, cooking, or in the case of blueberries, pop them in your mouth for a snack while still frozen.
Buy items when on sale, and forget about buying them at full price in the meanwhile for what items you can. I generally don't buy produce that's over $2/pound, and get it at or below $1-$1.50/pound as often as possible. So as the sales rotate, so does what I buy and I generally get a variety of fruits and/or vegetables each week. Buy generic or store brands at the grocery. Many store brands are actually the same product in different packaging. Look at ingredients and compare. Sometimes there is even less sugar in a store cereal brand than in the national brand cereal of same type. If you can save several dollars per a box or two of cereal every week - it adds up! Try the bigger bag of Honey Nut O's that are store brand - not too much different than Cheerio's, and your child likely won't even notice. Test out the family with taste prior to buying a large amount (for example - peanut butters do taste different and may be refused so buy small to try out first). Save on your Holiday Shopping! Save on the big sales that are offered, and with free shipping - no sense driving to the store (where you spend gas, parking is a problem, you may or may not get the deal you went there for, and no lines!). Buy a year-end car - great deals to be had while dealers try to clean out the old year's models (though still new) to make room for the new year's cars. The same goes for other types of purchases - clothes, computers and more. Start looking for year-end or month-end sales! Or consider doing your homework and buy used.
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